Under general supervision, resolves card signature-generated disputes consisting of unauthorized use from lost, stolen and counterfeit cards, as well as merchant or cardholder discrepancies. Processes all chargebacks, representments, and handles all arbitration and compliance cases. Balances, reconciles and settles the daily card transactions. Completes card general ledger, reconciliations, incoming correspondence and inquiries via mail and telephone. Serves as the liaison between the credit union and third-party vendors.
Principal Accountabilities (95%)
Secondary Accountabilities (5%)
Position Requirement and Qualifications:
Abilities: Excellent ability in organization, problem-solving, analysis, communication, multi-tasking, adaptability, research, technical skills, customer service, general-ledger balancing, and to handle a high volume of work.
Knowledge, Education, Certifications, Licenses:
Working knowledge of accounting principles; VROL, CATS, DNA, OnBase, and similar systems; Microsoft Office programs and applications; and, GFX wire processing or equivalent required. Good working knowledge of Visa Operating Rules and Regulation E, General knowledge of credit union products, services, policies and procedures. High School Diploma or equivalent required.
Depending on level, requires a minimum two to three years of experience in electronic funds transfer and card services methods and systems, with at least two years experience with dispute processing in a financial institution of equivalent to gain the necessary knowledge, skills and abilities to handle all aspects of the position.
Working Conditions and Physical Demands:
Work is performed in a general office environment. This position does not require significant physical efforts. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions of the job. Refer to the Safety & Health Policy found in the Credit Union’s Employee Handbook & Resource Guide.
The information contained in this job description is not exhaustive of all the duties and responsibilities associated with the job and does not alter or modify the at-will employment relationship that exists between North Island Credit Union and the employee. Additionally, nothing in this job description restricts management’s right to assign or reassign duties and responsibilities to this job at any time.
Competitive Benefits to include: Medical, Dental, Vision, 401k Plan, Tuition Assistance, paid volunteer time off each year.
Satisfactory background and consumer credit report required.